Damage to your vehicle and third-party injury/damages involved in road accidents would very likely be more costly than the premiums paid for.

What type of coverage do you need?

The two (2) common types are: –

 – Comprehensive – Also known as the first-party policy, has the widest coverage that covers everything including your own damages.
 – Third-Party – The basic type of insurance is also the cheapest, as it will only cover the other party’s costs.

Additional Add-ons
These additional add-ons are options and customize to fit your needs.

 – Windscreen Coverage
Must have for those who work in construction or near factories.

 – Accessory Theft Coverage
To extend your coverage to include your car accessories such as navigation systems, rims, etc.

 – Special Perils Coverage
To insure against damages from natural disasters, such as earthquakes, sinkholes, landslides, floods, etc.

 – Named Driver Coverage
A “Named Driver” is someone who can drive the insured car or vehicle with the owner’s permission, especially for the family car.

 – Insuring Based on Market Value vs Agreed Value
With “Agreed Value” you will receive a full payout at the agreed value of your car at the time of loss or theft. It is not affected by market value i.e. after deduction of depreciation/wear & tear depending on your vehicle’s age.

Always Look Up Service Quality

There are many car insurance providers to choose from, but not all are made equal. Choose an insurance company that offers:-

 – 24/7 customer assistance.
 – Can be reached and responded to immediately when the accident happened.

If you are not sure where to begin your search, please call us at Dindings Corporate Insurance Agency (DCIA).