Does Travel Insurance Covers Covid-19?

Things are beginning to look up

In anticipation of international travel resuming, demand for travel insurance with Covid-19 coverage has become an essential since the Pandemic outbreak on year 2020.

More countries are making it mandatory for inbound visitors to have travel insurance that covers Covid-19-related medical expenses with a minimum amount. For example, Thailand and Singapore have mandated a coverage level of at least US$100,000 and S$30,000 respectively.

In Malaysia, the government has imposed a mandatory insurance coverage of at least US$80,000 for travelers to enter the Langkawi Island.

However, most insurers are still looking into adding Covid-19 to their existing travel insurance plans as standard policies for travel insurance/Takaful DO NOT provide coverage for any communicable disease.

Travel insurance to cost more due to Covid-19

The premium for most travel insurance plans depends on several factors such as the coverage amount, duration and destination. Prices of travel insurance with Covid-19 coverage have risen sharply from 20% to 30% due to Covid-19.

The enhanced travel protection not only for medical expenses, it also extends Covid-19 coverage of three existing benefits, namely trip cancellation, daily hospital allowance and emergency medical evacuation or repatriation.

Planning for travel, do call us for proper coverage!!!

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